4 Responses to Shuffling the Green Backs

  1. adruve says:

    Don’t get a Credit card! If you can avoid this at all cost do it. Have you check out his site?http://earlyretirementextreme.com/ I think this is worth a read.

    • Good evening,
      Thank you for your concern. I actually avoided them for quite a while but now have had one a little over a year. I pay It off every two weeks and earn cash back on it for items I was already buying. I think the trick isn’t so much the cards in your wallet but making sure you only use the money you’re counting on as spent.

      Thank you for the lead to a great blog, I have read a few of his posts and love the fact he is willing to discuss his choices but accepts others are making different ones. Very cool to see that cell phone will cost me three extra years of working but to realize that is a sacrifice I am willing to make.

  2. Aileen says:

    I love getting cash back and perks from my credit cards!! The trick is to never miss a payment and to always pay in full. Unfortunately, once you start paying just that monthly minimum things can go south very fast. That is the problem for most people…they want, they buy, they can’t really afford…. And then there are the few that absolutely have to use the card for emergencies, etc. Those are the ones I feel sorry for…credit card debt is like quicksand..easy to get into..very hard to get out.

  3. I agree. You have to pay them off at the end of the month (or maybe twice during the month) to avoid fees ect. You know you’re in trouble when you can’t pay off what you spent during the month. I am not sure there is anytime I would choose to go into credit card debt for a comfort item.

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